The Mint App Review: Awesome Budgeting App at your Fingertips

Do you ever just look at your bank account and don’t understand how you can’t save any money when you get paid more than enough to pay for everything you need and save plenty but it’s all gone? Well worry no more because here is an awesome little app to help out with that. This app is here to help you look at where all your money goes, and helps you set visual boundaries and limits.

"Its only Monday and my whole paycheck has already disappeared. I need an intervention. " Boss, our dogOverall Ranking: 9/10

Price: $0

Owner: Mint.com

Website: mint.com, mobile download for ios here

PROS

  • lets you add any accounts, loans, credit lines, bills
  • helps you budget
  • very simple, user friendly app
  • FREE

CONS

  • many emails? (not really a con but I get too lazy to change this and then get a lot of them)

Who is this awesome budgeting app for?

People who have a problem! People who want to save more efficiently, and/or people who want to get rid of their debts. Honestly it can be for anyone who thinks they should be budgeting. I definitely think that it is great for people who make calculations, realize they could be saving half of their paycheck, but can’t understand where all the money went. This happens to me a lot. All of those small “oh it’s only $20,” or “its on sale!” really get me.

How does the Mint App work?

Mint overview, Accounts, Bills, and February Budget It is pretty simple. All you do is connect all of the accounts you have access through the internet. Because no money is going in or out of these accounts, the information is available right away. You can add personal loans, monthly bills, insurance, phone bills, and much more as long as you have online access. Once you log into them, it will show you everything in just one app, how much you owe for what, the interest being added to it, what you are spending your money on, when you have to pay what, etc.

Once you set up your accounts, you will have an opportunity to set your budgets. Sometimes it isn’t really able to distinguish between different purchases due to the way things are called when they come out of your card, but you can change the category of the purchase to make it fall under the right budgetDeeper into budgets showing multiple months within gas and fuelMint Budgets showing overview of budgets, gas and fuel, mobile phone, and more

You can pick and choose what categories you would like to focus on like food, clothing, restaurants, pet food, and many more.

Right next to every budget category, there is a little pencil that takes you to a page where you can adjust the budget you your needs. This is to keep you in line with your goals and choices. These settings shouldn’t be changed just because you want to get something that doesn’t fit in the budget of course.

Overview showing cash flow that is in the negative, a little advice, and spending pie chartAlong with the graphs, you can also get a little visual pie chart to show you where your money is disappearing to.

This app also gives you a chance to look at your credit score and it gives you advice. This advice usually involves better options in terms of credit cards and loans to lower your interest rate and help you pay off your debt sooner.

SUPPORT: Both the app and the online site offer help through various FAQ. They also have the option to email them which will be answered as soon as they can. I personally like to have a number I can call in case of something that I absolutely need answered immediately due to my impatient personality, but because of the nature and use of this app, I don’t see how that would ever be necessary.

Should you download the Mint App and try it out?

Of course! I really like this app and definitely recommend it. It may or may not be a little weird at first, but its mostly simple and easy to figure out. Just so you know, I am not getting paid a cent to write good things about this awesome app. Everything I wrote is my personal opinion without the leverage of money. The best thing about this budgeting app is that it really helps me see what a fat ass I am when it comes to eating out and how even just a few dollars here and there really add up quickly.

Leave a comment below if you have any questions know of other awesome products like mint!

Hello! My name is Adriana but you can call me Cheetos. I am just an artist on the road to financial freedom in order to travel the world with my beautiful man and pup. If you would like to know more, go to the about me or shoot me an email at cheetos@freefinallyfree.com. Also I had nothing to do with Jesus's bio info... >:D

4 Comments

  1. Jojo
    April 29, 2017

    Now this looks like a useful app. I could certainly use it or rather my wife could use it LOL.
    Like you mention, it is real easy to spend a lot of money without knowing where it all goes and especially if you enjoy shopping. The only way to keep track of your spendings is to note them down and to put budget for each thing you want to spend money on and for that purpose this app seems like the perfect tool.

    Reply
    1. Adriana Olmedo
      April 30, 2017

      Yes it does help out a lot! I have tried multiple times to write down what I spend and have bought multiple little notebooks (more money spending) because I was finally going to do it. After about three days, I just forgot about it. This app, I don’t have to think about it, I just do the do and then it lets me know that I am getting too close to my budget line or if I have spend too much on another budget. I hope you try this awesome little app out, know that I do not get any form of payment for this app therefore I have nothing to gain from promoting it besides knowing that people out there are one step closer to being financially free :D. Thank you very much and I hope you have remarkable day@

      Reply
  2. mrkvf
    April 29, 2017

    Oh… The disappearing money… See, my problem isn’t that I don’t know where it goes, it just all goes to necessary things… Maybe I just need more of it:) More always solves the problem, right? I do probably need to do a better job budgeting. Your website looks good and your article is convincing. Good job!

    Reply
    1. Adriana Olmedo
      April 30, 2017

      Well thank you very much! The necessary stuff eats up a lot of my money as well, and I actually read more money does equal happiness to certain extent. I believe the number was $75,000 per year per person (not 100% sure on that last bit) and then after that it doesn’t do a whole lot. Well I am glad you found my post convincing! I hope this product can help you or someone else along the way, I know it has helped me a lot to really restrain myself

      -Cheetos

      Reply

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